Group Health Insurance
Providing Insurance in Cape Girardeau, Missouri
Group Health Insurance Solutions
In general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.
Cover Your Employees:
While some employee perks feel like a lovely bonus, most employees view healthcare as a crucial component of their overall compensation—possibly even more crucial than their actual pay. The most cost-effective approach for your company to hire and retain employees and improve the probability that they'll be healthy enough to work is to get group health insurance.
Depending on the plan, your company may opt to extend coverage to an employee's family and financial dependents in addition to the employee. Your business also has the option of paying the premiums in full or sharing the expense with its employees.
Depending on where your firm is located, how many people you want to cover, and the average age of those employees, there are different prices involved with group health insurance.
The employees' medical histories and pre-existing ailments are irrelevant now that the Affordable Care Act is in place. The cost your firm pays per employee for group health insurance is typically substantially less than the average cost each employee would pay for insurance if they purchased it individually since you're pooling the risk.
Tax advantages are also associated with group health insurance. Your employer's premium payments are entirely tax deductible. Also, very small enterprises are eligible for a tax credit that might equal up to 50% of the premium cost.
Group Health Insurance Form
One of our benefits advisors will reach out to you to review your information and present you with the appropriate group health insurance solution. There’s no obligation, just good-old-fashioned advice.