Classic Car Insurance
Providing Insurance in Sikeston, Missouri
Classic Car Insurance Solutions
Your treasured collector automobile is a tangible manifestation of your time and financial investment. With the aid of specialist insurance coverage created just for enthusiasts of historic cars like you, we'll help you safeguard your investment.
Your vintage automobile holds sentimental value for you, which is why classic car insurance falls under a distinct category with some significant distinctions from regular auto or car insurance coverage.
Our Classic Vehicle Coverage:
Let's talk about the name first. Various types of plans may be referred to as classic, collector, or antique automobile insurance. The insurance provider will choose exactly what counts, but often such policies cover vehicles that are not just a specific age but also stand out for other reasons, including being exceptionally uncommon.
The main distinction with vintage automobile insurance is that, at the outset of the term, the insurance provider will frequently accept a particular value for the vehicle. Instead of the standard procedure of evaluating the market cash worth of your classic automobile at the time of the claim, if the car is destroyed or damaged beyond economic repair, your compensation is for this agreed-upon value. This provides you the assurance that you will receive the appropriate amount without being surprised.
Classic vehicle insurance frequently guarantees to pay for required and genuine parts that would be excluded or go above coverage limits with a regular auto insurance policy if the insurance company pays for repairs following an accident.
One word of warning, though: many historic automobile insurance policies only apply to specific, low-mileage usage, such as covering just excursions to shows and parades rather than regular driving.
Classic Car Insurance Form
One of our insurance advisors will reach out to you to review your information and present you with the appropriate Classic Car insurance solution. There’s no obligation, just good-old-fashioned advice.