Flood Insurance
Providing Insurance in New Madrid, Missouri
Flood Insurance Solutions
After damaging disasters like floods, at least 25% of firms that close their doors never reopen. We'll create a policy to shield your company from the costs associated with flood damage, as well as its actual assets and contents.
Whether or whether your company is situated in a region that frequently floods, you should look into commercial flood insurance. We can assist you in getting started if you contact our insurance specialists.
Our Flood Coverage:
Many company owners are unaware that their commercial property insurance may not cover floods, similar to how homes insurance plans may not.
A flood can completely destroy a firm since it takes so long to restore structures and replace damaged equipment in addition to the time lost from using the facilities.
It's not a good idea to wait until there is a forecast for a lot of rain before purchasing flood insurance since in certain circumstances the policies don't go into effect for 30 days.
It's also crucial to remember that with regard to commercial properties, unexpected high rainfall isn't always the largest flood danger. You must also account for the possibility of drains becoming clogged, which may transform a typical snowstorm or downpour into an unanticipated disastrous disaster.
You must compare both commercial flood insurance from non-NFIP policies and commercial flood insurance provided by the federal National Flood Insurance Program (NFIP) as a business owner.
Non-NFIP plans have two major benefits: they may pay out full replacement prices (whereas NFIP payments take depreciation into account) and they can cover business interruption throughout the rebuilding process (loss of business is not covered by NFIP).
Flood Insurance Form
One of our insurance advisors will reach out to you to review your information and present you with the appropriate Flood insurance solution. There’s no obligation, just good-old-fashioned advice.